Rates and fees effective as of Oct 1, 2023:
APY means Annual Percentage Yield.
Share:
If minimum of $200 balance is met
• $200 - $1,999 - 0.25% APY
• $2,000 and over - 0.50% APY
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Christmas Club Accounts:
Dividend declared of 1.0% APY to be paid on October 31st
• No withdrawals allowed unless closing account
Vacation Club Accounts:
Dividend declared of 1.0% APY to be paid on May 31st
• No withdrawals allowed unless closing account
Click below for a Mortgage rate quote from Member First Mortgage:
https://cu.memberfirst.com/linxuscu/quote/simple_quote
Loan rates using our performance based pricing:
APR means Annual Percentage Rate.
AUTO/RV MAX $75,000
| NEW AUTO & MOTORCYCLE | INT. RATE |
| 5 YEAR | AS LOW AS 4.5% APR |
| 6 YEAR (MORE THAN $20,000.00) | AS LOW AS 5.5% APR |
| 7 YEAR (MORE THAN $35,000.00) | AS LOW AS 6.5% APR |
|
USED AUTO & MOTORCYCLE |
|
| 5 YEAR | AS LOW AS 5.5% APR |
| 6 YEAR (MORE THAN $20,000.00) | AS LOW AS 6.5% APR |
| 7 YEAR (MORE THAN $35,000.00) | AS LOW AS 7.5% APR |
* Based on Black Book Value
| NEW RV | |
| 5 YEAR | AS LOW AS 6.99% APR |
| 6 YEAR (MORE THAN $20,000.00) | AS LOW AS 7.99% APR |
| 7 YEAR (MORE THAN $35,000.00) | AS LOW AS 8.99% APR |
| USED RV | |
| 5 YEAR | AS LOW AS 7.99% APR |
| 6 YEAR (MORE THAN $20,000.00) | AS LOW AS 8.99% APR |
| 7 YEAR (MORE THAN $35,000.00) | AS LOW AS 9.99% APR |
* Based on NADA Value
Share Secured: 3.75% APR up to 72 month term
• Limited to available share balance
Signature: Starting as low as 8.49% APR
• 8.49% APR - $5,000 maximum up to 36 months financing
• 11.0% APR- $10,000 maximum up to 48 months financing
Quick Cash Loan: 18.00% APR - special terms apply
• Fast $500 loan with a $50 fee
• Fast $750 loan with a $75 fee (monthly payments of $100)
Total of all unsecured balances per member is $10,000, excluding Quick Cash Loans. All share and loan rates are subject to change at the discretion of the Board of Directors, except in the instance of a previously advertised special whereby those special dates/terms are clearly disclosed and defined.
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